India Take-Home Pay Calculator
Estimate your net salary after income tax and contributions in India. All figures are estimates — see our methodology for assumptions.
Calculate your take-home pay
What's your salary?
Enter your gross annual salary and select a country.
Enter the amount in the selected country's local currency.
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Take-home at a glance
Illustrative salary points in INR — FY 2025/26 rates. The ₹2,000,000 row ties to the calculator above.
| Gross | Income tax (incl. any subnational) | Social / contributions | Net take-home | Effective rate |
|---|---|---|---|---|
| ₹500,000 | ₹0 | ₹30,000 | ₹470,000 | 6.0% |
| ₹1,000,000 | ₹0 | ₹60,000 | ₹940,000 | 6.0% |
| ₹2,000,000 | ₹192,400 | ₹120,000 | ₹1,687,600 | 15.6% |
| ₹4,000,000 | ₹787,800 | ₹240,000 | ₹2,972,200 | 25.7% |
| ₹8,000,000 | ₹2,239,380 | ₹480,000 | ₹5,280,620 | 34.0% |
How tax works in India
FY 2025/26 rates. All figures are estimates; consult a tax professional for personalised advice.
Income Tax Brackets
| Income Range | Rate |
|---|---|
| ₹0 – ₹400,000 | 0.0% |
| ₹400,000 – ₹800,000 | 5.0% |
| ₹800,000 – ₹1,200,000 | 10.0% |
| ₹1,200,000 – ₹1,600,000 | 15.0% |
| ₹1,600,000 – ₹2,000,000 | 20.0% |
| ₹2,000,000 – ₹2,400,000 | 25.0% |
| ₹2,400,000 – ∞ | 30.0% |
Social Contributions
Employee Provident Fund (EPF, estimated at 6% of gross)
| ₹0 – ∞ | 6.0% |
Model Assumptions
- •Figures use the new tax regime (default from FY2023-24), the regime most salaried taxpayers now use; the old regime with 80C/HRA deductions is not modelled.
- •Income up to ₹12.75 lakh (salary) is effectively tax-free via the ₹75,000 standard deduction and the Section 87A rebate.
- •EPF assumes basic salary = 50% of gross; actual EPF varies by employer (some cap contributions at the ₹15,000/month statutory wage ceiling). Under the new regime employee EPF is not tax-deductible.
Frequently asked questions
Answers based on FY 2025/26 rates at ₹2,000,000 gross.
How much income tax will I pay on ₹2,000,000 in India?
On ₹2,000,000 gross, income tax is ₹185,000, plus ₹7,400 in .
What is the take-home pay on ₹2,000,000 in India?
On ₹2,000,000 gross in India, the estimated net take-home pay is ₹1,687,600 after all income tax and social contributions (effective rate: 15.6%).
Does this include state or provincial tax?
No. India has no state or provincial income tax — all income tax is national. is a national levy included in the income tax figures above.
What is the top income-tax rate in India?
The top income-tax rate in India is 30.0%, applying to income above ₹2,400,000. All figures are estimates — consult a tax professional for personalised advice.